Yes, its that time of year when the finances need an overhaul. The mission this year is to make more money, which is possibly on most people's lists, but also to save more money - double impact!!
The plan is to change job, earn more income wise. Then look at renewals for insurances and cashback opportunities. Also using coupons and vouchers and loyalty schemes.
Bulk buy goods at the cheapest price. Sell unwanted stuff, use less petrol and spend less on food and drink. The impact there will not only be on the old bank balance, but will reduce outgoings as well as having the nice side effect of helping my diet!!